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Dental Blue® for Individuals℠ from Blue Cross and Blue Shield of North Carolina (Blue Cross NC) has 3 great options that provide the coverage you need at an affordable price.
Preventive PPO Plan
Good for people focused on preventing dental problems or those who may otherwise skip dental care.
- Lowest premiums
- Provides important routine care
- No charges over the allowed amount with in-network providers1
- Claims are filed for you with in-network providers
Core 1000 Plan
Good for people who want comprehensive coverage and who want to visit any dentist they choose.
- Low premiums
- No charges over the allowed amount with in-network providers1
- Claims filed for you with in-network providers
Value 1500 PPO Plan
Good for people who want comprehensive coverage and are willing to see an in-network dentist.
Get more benefits with our dental coverage
Your dental health is linked to your overall well-being. Daily dental care and routine checkups play a big role in keeping you healthy, so it’s important to get the protection you need.
Network options
A large network of contracted dental providers
Regular care
2 checkups and cleanings per benefit period
Dentist choice
See any licensed dentist in North Carolina
What else can we help you find?
Health plans
Explore affordable health insurance plans with coverage for individuals and families.
Vision plans
Choose comprehensive vision coverage with access to retail and private practice eye doctors.
Travel coverage
Visit GeoBlue to find third-party coverage that protects you while you're traveling.
Frequently asked questions
Yes, you may apply for dental coverage that covers your child only.
You can look for your dentist by using our Find Care search tool.
North Carolina residents of all ages and their dependents are eligible. A person is considered ineligible for the individual dental plan if they are already covered under another Dental Blue for Individuals policy. Members may be enrolled in only one Dental Blue for Individuals plan, regardless of whether they are the subscriber or the member.
You can only change your dental plan within 60 days of a qualifying life event, such as marriage, adoption, or divorce, or during the annual renewal period each year. Standard waiting periods, if applicable, will apply.
Special enrollment periods (SEPs) are available for individuals with qualifying life events. Details regarding SEP requirements can be found at www.healthcare.gov.
Disclosures:
Blue Cross NC offers several decision-support tools to aid you in making decisions around your health care experience. These tools are offered for your convenience and should be used only as reference tools. You should consult your own legal counsel, tax advisor or personal physician as applicable throughout your health care experience.
Benefits and premium depend on plan selected.
Waiting periods may apply for some Basic and Major dental services. See your benefit booklet or visit BlueCrossNC.com/shop-plans/dental/compare for more details.
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The in-network allowed amount is the dentist’s contracted fee. The out-of-network allowed amount is based on our average in-network contracted rate. Out-of-network dentists may charge you above the allowed amount, and you will be responsible for those additional charges.
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In-network allowed amount is based on our negotiated rate with the provider; out-of-network allowed amount is based on the 90th percentile of usual and customary and out-of-network providers may bill you for amounts above the allowed amount.
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Preventive care services, as defined by federal regulations, are covered at no charge in-network. Federally- and state-mandated preventive services are available out-of-network, for which members will pay deductible and coinsurance, plus charges over the allowed amount. Visit BlueCrossNC.com/Preventive for more details.
GeoBlue® travel insurance is covered in 190 countries and territories worldwide through the GeoBlue® program. Blue Cross and Blue Shield Association Internal Data: about.geo-blue.com/ (Accessed October 2024).
M60, 6/23; U46617, 3/25
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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