Compare dental plans

Learn which Dental Blue® for Individuals℠ has the right coverage for your needs.

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Find the dental insurance plan that's right for you

No matter which plan you choose, we'll cover your preventive care. Every Blue Cross and Blue Shield of North Carolina (Blue Cross NC) plan includes 2 checkups and cleanings per benefit period, no deductible for preventive care services, and a large network of dental providers.

Under 65

	Preventive PPO Plan	Core 1000 Plan	Value 1500 PPO Plan
Cost per member, per month	$23.86¹	$37.45¹	$38.30¹
In-network deductible, basic and major services	$0	$75	$50
Out-of-network deductible, basic and major services	$250	$75	$100
Annual maximum	$5,000²	$1,000³	$1,500³
Preventive services in-network	Member pays 0%	Member pays 0%	Member pays 0%
Preventive services out-of-network	Member pays 10% coinsurance⁴	Member pays 0%⁵	Member pays 30% coinsurance⁴
Basic services in-network	Member pays up to 70% of the total bill	Member pays 30% coinsurance	Member pays 20% coinsurance
Basic services out-of-network	Member pays the annual deductible and 95% of the out-of-network provider’s allowed amount	Member pays the annual deductible and 30% coinsurance	Member pays the annual deductible and 50% coinsurance
Major services in-network	Member pays up to 70% of the total bill	Member pays 50% coinsurance	Member pays 50% coinsurance
Major services out-of-network	Member pays 95% coinsurance⁴	Member pays 50% coinsurance⁵	Member pays 50% coinsurance⁴
Preventive services waiting period	No waiting period	No waiting period	No waiting period
Basic services in-network waiting period	No waiting period	6 months⁶	6 months⁶
Basic services out-of-network waiting period	No waiting period	6 months⁶	6 months⁶
Major services in-network waiting period	No waiting period	12 months⁶	12 months⁶
Major services out-of-network waiting period	No waiting period	12 months⁶	12 months⁶

65 or older

	Preventive PPO Plan	Core 1000 Plan	Value 1500 PPO Plan
Cost per member, per month	$23.86¹	$45.85¹	$46.35¹
In-network deductible, basic and major services	$0	$75	$50
Out-of-network deductible, basic and major services	$250	$75	$100
Annual maximum	$5,000²	$1,000³	$1,500³
Preventive services in-network	0%	0%	0%
Preventive services out-of-network	Member pays 10% coinsurance⁴	Member pays 0%⁵	Member pays 30% coinsurance⁴
Basic services in-network	Member pays up to 70% of the total bill	Member pays 30% coinsurance	Member pays 20% coinsurance
Basic services out-of-network	Member pays the annual deductible and 95% of the out-of-network provider’s allowed amount	Member pays the annual deductible and 30% coinsurance	Member pays the annual deductible and 50% coinsurance
Major services in-network	Member pays up to 70% of the total bill	Member pays 50% coinsurance	Member pays 50% coinsurance
Major services out-of-network	Member pays 95% coinsurance⁴	Member pays 50% coinsurance⁵	50% coinsurance⁴
Preventive services waiting period	No waiting period	No waiting period	No waiting period
Basic services in-network waiting period	No waiting period	6 months⁶	6 months⁶
Basic services out-of-network waiting period	No waiting period	6 months⁶	6 months⁶
Major services in-network waiting period	No waiting period	12 months⁶	12 months⁶
Major services out-of-network waiting period	No waiting period	12 months⁶	12 months⁶

What's covered in our dental insurance plans

When you choose dental coverage with Blue Cross NC, you take a big step toward protecting your health and saving money by catching problems when they’re small. What you get with our dental plans: