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Knowledge Center

Our Knowledge Center features helpful articles with simple and reliable information for all your insurance questions, from how to submit a claim to how to find the right doctor.

Basics

Knowing the basics of insurance can help you get the most out of your plan and help you live your healthiest life.

Glossary of common insurance terms

Our health insurance glossary can help expand your understanding of common and key health insurance terms.

How to read your health insurance card

Your health insurance card is also your member ID card. It proves you're covered for services at a doctor's office, urgent care, or hospital.

Coinsurance vs copay

Understanding the difference between coinsurance and a copay can help you manage your health care costs.

Prescriptions

Most health insurance plans come with prescription drug coverage. Learn more about accessing and affording medications.

Prescription drug costs

Understanding prescription drug costs, types, and tiers can be challenging. Let us explain what goes into prescription medications and their costs.

Getting non-formulary drugs

Your doctor may suggest you take some non-formulary drugs, or those not on your approved list. Learn how to request coverage of non-formulary medications.

 

Drug search

Our drug search tool tells you which drugs are covered, as well as which need prior authorization.

Navigating insurance

When it comes to the logistics of insurance, we have guides to help.

Requesting prior review and authorization

Your health insurance provider may require your health care provider to submit a prior review and authorization before your plan will cover costs.

 

How to submit a claim

Need to submit a claim for medical services you received? Learn about when and how to file a claim.

 

Member forms

Whether you're looking to submit a medical claim form or find proof of coverage documents for filing your taxes, we have you covered.

Care

Knowing how to find the right care when you need it can be a challenge. Learn the basics to take control of your health.

Choosing a primary care physician

Finding a primary care physician is an important part of maintaining your overall health. Here's how to find a primary care doctor who's right for you.

Preventive care basics

Preventive care is routine health care that helps prevent health problems. Think flu shots, cancer screenings, and blood pressure checks.

A quick guide to telehealth

Life gets busy, and sometimes getting in to see your health care provider can be challenging. That's when telehealth can help.

Get in touch with us

Our North Carolina customer service team is here to help.