Plan premiums starting at $01 - plus a network of more than 60,0002 doctors and facilities statewide.
Learn more about our offerings and how to enroll.
We have Blue Medicare PPO℠ and HMO℠ plan options, so you can choose the right plan for you.
You may have access to more than 60,000 providers2 plus hospital networks, including Atrium, Cone Health, Duke Health, Mission Health, Novant, and UNC Health Care, plus:
- Plan premiums as low as $01
- $0 primary care (PCP) copays3
- $0 prescription copays for some medications4
- Blue FlexCard, a card that contains allowances for over-the-counter medication, vision, and home safety devices
- Dental and vision allowances
- Hearing aid benefit
- Gym membership allowance through FitOn Health5
- Post-discharge meals
- Worldwide emergency care
We have a variety of Blue Medicare Supplement℠ plan options, which may help cover some of the costs not covered by Original Medicare. This may include deductibles, coinsurance, and copays.
- Plan premiums as low as $36.506
- Ability to switch plans at any time if your needs or budget change7
- Hearing aid benefits
- Gym membership allowance through FitOn Health5
Prescription benefits can help to cover your maintenance and as-needed medications.
- Prescription drug list (formulary) with more than 2,800 covered drugs4
- Large network of participating pharmacies
- Mail-order options to help you save time and money
If you're eligible for Medicaid and Medicare, Healthy Blue + Medicare may be the option for you.
- Dental and vision allowances
- Over-the-counter allowance
- Gym membership allowance through FitOn Health5
- Hearing aid benefit
- Transportation to provider visits
With our Plan Finder tool, you can explore and compare our Medicare plans.
- See the highlights and summary of benefits.
- Look up doctors and medications covered under each plan.
- Review premium costs and copay amounts.
- Get a personalized recommendation based on your care needs.
You can discuss your options and enroll in a plan in person. Retail Centers are available throughout the state, and Blue Cross and Blue Shield of North Carolina Medicare Sales Consultants are available for home visits.
Representatives are available to answer your coverage questions and enroll you in a plan.
(TTY 711)
7 days a week: 8 AM to 8 PM
(TTY 711)
7 days a week: 8 AM to 8 PM
(TTY 711)
7 days a week: 8 AM to 8 PM
(TTY 711)
7 days a week: 8 AM to 8 PM
Some people get Medicare Part A and Medicare Part B automatically, and other people have to sign up. In most cases, it depends on whether you're getting Social Security benefits. You can learn more at Medicare.gov.
There are two opportunities for everyone to switch plans: the Annual Enrollment Period (AEP) October 15 to December 7 and the Open Enrollment Period (OEP) January 1 to March 31.
For example, if you enroll or switch plans in the fall but decide you don't like the plan once your coverage begins in January, you can switch back to Original Medicare or another Medicare Advantage plan before March 31.
You can also change plans anytime you qualify for a Special Enrollment Period. Visit Medicare.gov for more information about Special Enrollment Periods.
Medicare Supplement Insurance, sometimes called Medigap, are policies offered by private insurers and are standardized by the federal government. These plans help fill gaps in Original Medicare and may cover some or all of the costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.
Original Medicare is Medicare Parts A and B. It is administered by the federal government.
Medicare Advantage (Part C) is provided by private insurance companies, like Blue Cross NC. It covers the same types of care as Medicare Parts A and B but lowers your share of the costs when you use doctors and hospitals that are part of the plan's network.
See the latest Blue Cross NC tips, news, and community updates in our blog.
Blue Cross and Blue Shield of North Carolina
PO Box 2291
Durham, NC 27702
Blue Cross and Blue Shield of North Carolina
4615 University Drive
Durham, NC 27707
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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