Employer health insurance

Select from a variety of plan designs, including all copay plans, traditional copay plans, tiered plans, and deductible and coinsurance plans. You have all these choices plus the ability to offer your employees up to 4 medical plans, so they can choose what works best for them and their families.

For total health protection, employees want dental and vision benefits – and at Blue Cross NC you can include them with your plan for a seamless experience. We also have disability and life plans available through Mosaic Group that can lower your medical premium.

Give your employees the ability to save tax free for their medical expenses. You have a choice of 5 savings account types that are fully integrated and come at no extra charge. These include Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), Health Reimbursement Accounts (HRA), Limited Purpose Flexible Spending Accounts (LPFSA), and Dependent Care Reimbursement Accounts (DCRA). Plus, lifestyle savings is coming soon to help with financial well-being.

You get a suite of built-in wellness programs that are designed to keep your employees healthy and productive – from preventive care to personalized nurse support for complex care, as well as virtual care with acute care and mental health counseling. Other programs include tobacco cessation, fitness discounts, Rx drug discounts and mail order, and more.